Shopify expands Capital repayment through Shopify Payments to all U.S. states

by | Apr 2, 2026 | E-commerce News

Shopify has expanded Capital remittance via Shopify Payments to merchants across all U.S. states, replacing ACH debit as the default repayment method for eligible merchants. Under the new setup, ACH debit will only be used as a fallback if a Shopify Payments remittance fails three times. The change is designed to create a more unified financial experience for merchants managing both their payments and capital repayments within Shopify's ecosystem.

Paul Drecksler is the founder and editor of Shopifreaks E-commerce Newsletter, covering the most important stories in e-commerce.

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