Shopify has expanded Capital remittance via Shopify Payments to merchants across all U.S. states, replacing ACH debit as the default repayment method for eligible merchants. Under the new setup, ACH debit will only be used as a fallback if a Shopify Payments remittance fails three times. The change is designed to create a more unified financial experience for merchants managing both their payments and capital repayments within Shopify’s ecosystem.
