Foyer, a startup that makes an AI browser tool and a companion app, says it keeps its monthly AI coding bill near $3,000 by buying each of its roughly 25 employees a personal OpenAI and Anthropic plan instead of an enterprise seat. CEO Pratyush Rai told Business Insider that the same usage on pay-as-you-go enterprise plans would run $30,000 to $40,000 a month, since the consumer “pro-sumer” tiers carry generous usage limits the labs appear to be subsidizing as a loss leader. The team also likes hopping between tiers whenever a new model drops, though enterprise plans still offer security, governance, and a promise not to train on customer data that individual accounts don't. Rai is watching token prices closely as both labs head toward IPOs, betting that if costs keep falling the subsidy question won't matter much anyway.
