Klarna’s full selection of payment options, including pay in full, interest-free installments, and longer-term financing, is now live for US merchants using J.P. Morgan Payments’ Commerce Platform. Any merchant already on the platform can turn it on through their existing setup rather than building an integration, which Klarna casts as putting BNPL within reach of smaller sellers that never had the engineering resources for one. The two companies signed the agreement in February 2025 and said at the time it would go live that year, but missed the deadline. J.P. Morgan Payments is the largest merchant acquirer in the country and handles $2.6 trillion in merchant transactions a year.
