OpenAI launched ChatGPT Wallet, which lets its dots agents complete checkout for users, starting with a limited rollout to US ChatGPT Pro subscribers with a US-issued Visa, Mastercard, or American Express card. Users save a card one time, then review the items, total, and card before each order and approve it with a fingerprint or Face ID, which logs exactly what they authorized the agent to buy. At checkout, the card network generates a stand-in card number, expiration date, and security code, so neither the dot nor the merchant ever sees the real card. Cardholders keep their rewards and can still dispute a charge if, for example, an item arrives defective. OpenAI plans to eventually let users set spending limits, categories, or time windows so their dot can buy without asking each time.
