ThriveCart launches card-linked BNPL alternative

ThriveCart, a no-code sales platform for creators, introduced ThrivePay Installments to let customers finance purchases using their existing credit card limits. The new feature allows buyers to split payments over up to 12 months without originating new loans, ensuring merchants receive funds upfront. The company claims the system doubles approval rates to roughly 85% by leveraging underutilized credit rather than location-specific underwriting.