Shopify Capital began collecting repayments directly through Shopify Payments for new financing in Texas to comply with updated state regulations. The platform is automatically deducting daily repayment amounts from payouts before depositing the remaining funds into merchant accounts. This change is applying only to loans originated on or after September 1, 2025, while older financings are continuing to use ACH direct debit.
Shopify Capital shifts Texas repayments to payout deductions to meet new laws

Paul Drecksler is the founder and editor of Shopifreaks E-commerce Newsletter, covering the most important stories in e-commerce.
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